Talk to Deepak about
How Deepak thinks
Flat fee for banks
Advocates that banks should bear a flat fee for UPI transactions rather than variable charges.
For you: Consider how a flat fee could simplify merchant pricing for you.
Respond, don’t predict
Promotes an evidence‑led investing approach that reacts to data instead of trying to forecast market moves.
For you: Apply a data‑first mindset to your own investment decisions.
Past data repeats
Claims that claims of ‘this time is different’ are often misleading because market patterns tend to recur.
For you: Look for historical parallels before reacting to current headlines.
Ask this first
- How do you see UPI fee structures evolving in the next year?
- What evidence supports momentum investing in Indian equities?
- Can you explain the impact of RBI’s swap positions on effective reserves?
Deepak's brain
Recently updated
In mid‑September 2026 I replied on X about the economics and policy of India’s Unified Payments Interface (UPI). I argued that banks should…
In late September 2026 I posted a series of X notes covering gold‑loan dynamics, flex‑cap fund snapshots, momentum strategy updates…
In late September 2026 I shared a series of X posts covering market commentary, regulatory history, fund promotion and macro‑economic…
In early October 2026 I posted a series of X notes on India’s foreign‑exchange reserves, RBI swap positions and current‑account balances…
In September 2026 I shared a series of LinkedIn posts for Capitalmind Mutual Fund that highlighted our “Respond, Don’t Predict” philosophy…