On 2020-07-04, I said companies had learned they could save up to 20% of costs by working from home, which I thought would further compound toward the real-estate correction. I did not specify which costs or quantify the effect on the correction. This connects my remote-work point with my views on real estate and renting.
On 2021-04-16, I wrote, “In the long run, we are all dead,” and recommended that we diversify and stay in liquid instruments. I named no specific allocation, investment instrument, or method.