GST is collected by the business and paid by the business to the government.
A PE of 23‑25× used to be normal.
The expected new normal PE range is 15‑18×.
The INR falls -3‑4% to USD annually.
We have moved to a world from near 0% interest rates to moderate (3‑4%) interest rates.
SIPs are great, nothing wrong. But, doing SIPs at whatever price (Buy‑at‑any‑price marketing) is just extremely good marketing.
I note that TCS on foreign stocks is not a tax; it is a liquidity_event that is adjusted against my taxes.
By investing in US equities I get exposure_to_strong_currency, which helps hedge the INR's depreciation.
If I become an NRI resident of UAE or Singapore, my capital‑gains tax on foreign assets is 0%.
I am okay investing 5%-20% of my portfolio on 1 single stock.
India's tax system is NOT broken. It is doing exactly what it is designed to do.
Almost 80% Indians have very poor income. Charging them any direct tax is draconian.
Turn freebies into Universal Basic Income for everyone.
It can be done. Anyone who tells you otherwise, doesn't know enough.
Companies like Agoda are still hiring a lot of Indians for their Thailand office.
Many fund houses have schemes on everything: right from Indian equities, Global, China, REITs, Gold, Silver, Debt.
Suggested start‑mix for new investors: 33 % US / 66 % India, moving toward 66 % US / 33 % India as confidence grows.
USD will crash
2023: I moved to UAE, saved on taxes, and embraced global investing.
2024: I decided to move most of my portfolio to the US.
2025: I decided to bet 10% of my portfolio on Google and also bought Nebius and RKLB.
2026: I decided to bet 15% of my portfolio on Meta.
My 2026 Meta trade generated close to 2 Cr profit.
I currently have close to 5 Cr riding on Meta.
Short‑term capital gains rates (STCG) across the world: Norway 37.84 %, France 30 %, Germany 26.38 %, UK 18 %/24 %, Japan 20.31 %, USA up to 37 %, India 20 %, China 20 %, UAE 0 %.
US hyperscalers control almost 80‑85 % of India’s total AI capacity.
These observations shape my strategy of shifting to US assets, allocating sizable bets to high‑growth tech stocks, and planning a cash‑heavy 2027 to focus on options and leverage.
I noted that 21.1X in rupees becomes roughly 8.6X in USD.
Nasdaq in the same period is 31X.
That's a CAGR of 7.8% in USD term.
I have a 90% re-subscription rate for my community.
Banks in the Middle East is offering 6%+ FD rates in USD terms.
Based on these numbers I decide to stay out of Indian equities, use high‑interest USD FD as collateral for selling 1‑year puts, and keep diversification as my #1 rule.