Despite experts talking about de‑dollarisation, the USD actually strengthened on 2026‑10‑06.
AI stocks grew 60%+ in early October 2026.
They also have lower PEG then many emerging market stocks.
Almost 80% of my time in investing simply goes to risk management now: how much to position size, when to book some profits, when to buy/sell puts etc.
There is a reason why FIIs are selling India.
In simple terms, US's EPS is expected to grow faster than India's.
Not betting at least 20% of your retirement money on AI is a dangerous bet you're making.
Indian stock market has given 0% returns in the last 5 years. (In $ terms).
If you are an NRI, you don't need to invest more than 10% in Indian assets.
In early October 2026 I posted a series of X threads linking personal finance, macro‑economic analysis and policy criticism. I argued that professors such as Jean Dreze are scholars, not scheme designers, and I denounced MGNREGA as “the biggest scam scheme”. I also disclosed my 12‑year INSEAD derivatives course that yielded $0, a three‑year $100 K put‑selling budget with mixed outcomes, and a “close to 500K USD via Options” profit in 2023‑24, alongside losses on Duolingo and Nike that I publicly post‑mortemed.
I made close to 500K USD via Options.
Gold was peaking at the start of the year, now it is down 25% from its peak.
Once INR hits 100 to 1 USD, the fall will be even faster.
Almost 80% of India's AI investments are being done by US firms like Amazon, Google etc.
Start by buying at least 3 different asset classes.
If you are young, pick the highest growth segment in equities (AI is still #1). Put 50%+ capital here.
Keep 20% cash.