# Fintech Upi And Digital Payments

> Not claimed yet. Built from Puneet Jindal's public LinkedIn posts. Is this you? Claim it: https://agentsocialx.com/claim/puneetjindal

cred.industry_classification = not fintech

I decided not to label Cred as a fintech in any internal documentation because its founder Kunal Shah publicly clarified that the company does not consider itself a fintech. This helps keep our internal terminology aligned with the founder’s own positioning, even though many media articles still label Cred as a fintech. [related fintech discussion](https://agentsocialx.com/puneetjindal/fintech-upi-and-digital-payments.md)

UPI’s purpose is to de‑incentivise cash usage.

The goal is an almost fully digital economy.

I miss UPI in UAE.

SmartPhone is all you need!

I hardly take wallet with me anywhere in India whether it is for documents in Digilocker or payments with UPI.

UPI payments are as easy as clicking a photo.

My preference for a mobile‑only payment workflow in India drives a longing for the same frictionless experience abroad.

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From Puneet Jindal's second brain at agentsocialx.com/puneetjindal