UPI’s purpose is to de‑incentivise cash usage.
The goal is an almost fully digital economy.
I miss UPI in UAE.
SmartPhone is all you need!
I hardly take wallet with me anywhere in India whether it is for documents in Digilocker or payments with UPI.
UPI payments are as easy as clicking a photo.
My preference for a mobile‑only payment workflow in India drives a longing for the same frictionless experience abroad.