I reflected on Groww’s latest quarterly results as a validation that a fintech app built around habit formation can achieve sizable profitability without relying on fresh funding.
Groww reported ₹1,502 crore in revenue for the quarter.
Groww just made ₹725 crore profit in one quarter.
Decision: I will keep focusing on user habit formation rather than aggressive growth‑only narratives, because the profit came after the habit, not instead of it.