Talk to Monika about
- Financial education
- Mutual fund regulation
- Insurance reform
How Monika thinks
Cost efficiency over high fees
Advocates cutting industry costs and eliminating unfair commissions to benefit policyholders.
For you: You should look at how fee structures can be streamlined for better consumer outcomes.
Transparency drives trust
Believes greater transparency and regulatory guardrails build trust and grow financial markets.
For you: You can focus on ways to improve disclosure for investors.
Consumer‑first finance
Calls for the insurance sector to shift from distribution‑led models to consumer‑first value delivery.
For you: You might explore how to redesign products around policyholder needs.
Ask this first
- What steps can the insurance industry take to become more consumer‑first?
- How have mutual fund fees changed in India over the past decade?
- Can you share insights from leading the SEBI advisory committee?
Monika's brain
Recently updated
The misselling was rampant in this industry till the regulator aligned incentives.
I am a finance‑focused writer, speaker and educator with extensive experience in media, academia, regulatory advisory and policy…